Nashville Mortgage Rates

Our goal is to provide you accurate and thoroughly explained information about loan programs and quotes, so that you can make the best decisions for your family’s financial future. I am happy to compare and explain any prior quotes that you have received to help you make an informed decision that will best benefit your interest.

If you have already received a mortgage quote, it is important for you to understand how to compare the items listed. Unfortunately many lenders do not make easy to compare quotes by using unfamiliar terms, discount points, origination fees, varying closing cost estimates to make their quote appear to be more favorable.

If you received a quote that has origination fees, discount points, or buy down points, you need to adjust your quote accordingly. These fees can dramatically lower your rate but also cost you 1-2% or more of the total amount you plan to borrow.

Also as you compare your figures for closing costs, remember that prepaid escrows such as taxes and insurance are not determined by the lender. These prepaid items should be not be part of your comparison as they vary depending on the month and day the mortgage lender inputs for an estimated day of closing.

Nashville Mortgage Quote

Whether you need something explained more thoroughly or you want straitforward answers to ensure you get the best terms avaiable for your family, please don’t hestitate to contact Josh Malone, Primary Residential Mortgage at 615-260-7680.